Driving Under The Influence- Risk And Costs
Have you ever done something really stupid and then regretted it? Most people that drink and drive get behind the wheel not thinking of the consequences. However, the consequences of driving under the influence can go on longer than actually getting in the car.
Many times, we get in the car and don’t think about other people around us drinking and driving, but it happens. If you see someone swerving in and out of lanes, or doing anything could be dangerous, call 911 to report them. This way you get them off the road before they hurt themselves or others.
Many people drive after they drink, but they just get lucky and don’t get caught. However, it is careless to get behind the wheel after you drink and you take the risk of hurting yourself as well as others around you.
If you drink and then get behind a wheel you run the risk of hurting yourself or others, and getting a ticket. By getting a DUI placed against your record, many unwanted things may happen. You may get into an accident. Criminal charges can be filed if you hurt someone, which may result jail time. The DUI goes on your driving record. This makes your insurance rates increase, and it takes a long time to get this removed. So, think before you drink and drive, because if you get caught you pay for it a long time. One night can cost you your life.
Once you get a DUI placed against your license, it can take years to recover. This shows the insurance companies that you are a high risk driver and your premiums should be raised.
Companies are alerted when you are a high risk driver. In their point of view, one DUI on your record means that you are more likely to get another. The next DUI could be far more serious, with someone critically hurt or injured. If this happens, the insurance has to pay out for those bills. Because of this risk, they will make sure that once you get a DUI you will pay higher rates.
Most insurance companies require you to file a SR-22 once convicted of a DUI. Having an SR-22 states that you have enough insurance to cover you in the case of an emergency, as required by your state. If your insurance goes up, it can stay high for the next several years. Even after the legal fees are over with, the consequence of driving under the influence still lingers for years to come.
The next time you want to drink, make sure you have a designated driver or you plan on getting a cab, because the consequences are stern.
Drinking under the influence can not only hurt you but others as well!
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